Back in 2019, three accountants got tired of explaining the same budgeting mistakes to different clients every week. We thought there had to be a better way to help people understand their money without needing an hour-long consultation.
Honestly, delisovra began as a shared Google Sheet. One of us – Callum – kept sending it to clients who couldn't afford regular financial advice. They'd fill it out, see where their money was actually going, and suddenly things clicked.
The spreadsheet got passed around. Friends of clients started asking for it. Someone's cousin in Manchester requested a copy. We realized we'd accidentally created something useful.
So we hired a developer in early 2020 and turned it into actual software. The timing was weird, obviously, but people needed financial clarity more than ever.
We don't believe in complicated financial jargon or seven-step systems that sound impressive but confuse everyone.
Your spending categorized without judgment. We show you patterns in your transactions so you can spot the subscriptions you forgot about or the coffee habit that adds up.
Want to see if you can afford that flat? Planning a career change? We help you model different situations with your actual income and expenses, not theoretical examples.
Life changes. Your plans should too. Set targets for savings or debt reduction, then adjust them when your circumstances shift. No guilt, just updated numbers.
Most people who stick with delisovra for six months go through something similar. Not identical, but the pattern holds.
You connect your accounts and see everything in one place. It's often uncomfortable. People usually find they're spending 20-30% more than they thought on things like takeaway and transport. But at least now you know.
You start making tiny changes. Maybe you cancel two subscriptions you weren't using. Perhaps you meal prep on Sundays. Nothing dramatic, but you're £80-150 better off each month without feeling deprived.
You've got some breathing room now. An unexpected car repair doesn't trigger panic. You're starting to think about bigger goals instead of just surviving until payday.
Founder & Lead Advisor
I spent eight years at a mid-sized accounting firm in Leeds before starting delisovra. The frustrating part wasn't the complex corporate clients – it was watching ordinary people stress about money when simple tools could help.
Most financial apps either oversimplify everything into pretty graphs that don't mean much, or they're so complicated you need a finance degree. We're trying to hit the middle ground where the information is actually useful.
These aren't corporate values from a strategy meeting. They're the principles that guide our product decisions.
If we can't explain a feature in one sentence, we don't build it. Your money situation is complicated enough without confusing software making it worse.
We don't sell your data. We don't share it with advertisers. We use bank-level encryption and you can delete everything whenever you want. Your financial information stays yours.
We won't promise you'll become wealthy or debt-free in 90 days. Financial improvement takes time and depends on your specific situation. We just try to make the process clearer and less stressful.
Real people answer support emails, usually within a few hours. We're based in Bradford, working normal hours. No chatbots pretending to be human or automated responses that miss your actual question.
We offer a free 14-day trial with full access to everything. No credit card required upfront. See if it actually helps before committing to anything.
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